May 20, 2009—Yesterday, the Senate passed by a vote of 90-5 what has been described by the WSJ and others as sweeping restrictions on the credit card industry. Given how this wasn't really that big of a surprise and given how the House is expected ...

November 4, 2008—One of the great things about living in a democracy is that you get to vote -- and not just today at the polls, though of course you should do that. You also get to vote with your pocketbook -- something that I practice assiduously. I ...

July 11, 2008—A mysterious finance charge popped up on my last credit card statement. Even if I manage to get it waived, there's little doubt that those evil masterminds at the issuing bank are free to smack me with any absurd charge or penalty they can dream ...