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	<title>Comments on: More crack, please?</title>
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	<link>http://www.footnoted.com/subprime-mess/more-crack-please/</link>
	<description>Michelle Leder&#039;s guide to what&#039;s hiding in SEC filings</description>
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		<title>By: BD Weiner</title>
		<link>http://www.footnoted.com/subprime-mess/more-crack-please/comment-page-1/#comment-4130</link>
		<dc:creator>BD Weiner</dc:creator>
		<pubDate>Fri, 14 Dec 2007 19:10:56 +0000</pubDate>
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		<description>I&#039;d like to add one thing. My mortgage on my current home was with Countrywide originally at 7% fixed. About 3 years later, they offered us a re-mortgage at 5.75 fixed. We took out some more money for home improvements, showed the deal to our accountant who felt is was a really good deal. They emailed me closing costs, two days before closing which was less than their original estimates, and closed with no problems. We were working with their people in their Tarrytown office. 

Since I&#039;ve heard all kinds of horror stories about refinancing, I just thought I&#039;d point out how happy I was with my deal.</description>
		<content:encoded><![CDATA[<p>I&#8217;d like to add one thing. My mortgage on my current home was with Countrywide originally at 7% fixed. About 3 years later, they offered us a re-mortgage at 5.75 fixed. We took out some more money for home improvements, showed the deal to our accountant who felt is was a really good deal. They emailed me closing costs, two days before closing which was less than their original estimates, and closed with no problems. We were working with their people in their Tarrytown office. </p>
<p>Since I&#8217;ve heard all kinds of horror stories about refinancing, I just thought I&#8217;d point out how happy I was with my deal.</p>
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		<title>By: Michelle Leder</title>
		<link>http://www.footnoted.com/subprime-mess/more-crack-please/comment-page-1/#comment-4059</link>
		<dc:creator>Michelle Leder</dc:creator>
		<pubDate>Mon, 10 Dec 2007 17:28:20 +0000</pubDate>
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		<description>Thanks, Liz. What&#039;s even funnier is the number of people who seem to find this site by Googling &quot;sex party&quot; or some variation of that. One can only imagine their disappointment when they find out it&#039;s a site about SEC filings!</description>
		<content:encoded><![CDATA[<p>Thanks, Liz. What&#8217;s even funnier is the number of people who seem to find this site by Googling &#8220;sex party&#8221; or some variation of that. One can only imagine their disappointment when they find out it&#8217;s a site about SEC filings!</p>
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		<title>By: Liz K.</title>
		<link>http://www.footnoted.com/subprime-mess/more-crack-please/comment-page-1/#comment-4003</link>
		<dc:creator>Liz K.</dc:creator>
		<pubDate>Sat, 08 Dec 2007 04:11:49 +0000</pubDate>
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		<description>Dang Michelle, this is funny stuff. Your last paragraph gave me an extended smirk. (not laugh out loud b/c it is kind of sad that companies actually HAVE these things and nicely disclose them...) But still, thanks for your snarkiness. :)</description>
		<content:encoded><![CDATA[<p>Dang Michelle, this is funny stuff. Your last paragraph gave me an extended smirk. (not laugh out loud b/c it is kind of sad that companies actually HAVE these things and nicely disclose them&#8230;) But still, thanks for your snarkiness. <img src='http://www.footnoted.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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